Author Topic: Ways to save money on solo retreat  (Read 3467 times)

KriyaYogi

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Ways to save money on solo retreat
« on: February 02, 2023, 11:19:10 PM »
Hello everyone, what are some useful ways to save money while on long term retreats?  I have been on
a retreat for 10 months and have found a few but am interested in what else is out there.

*Live with family or friends rather than alone
*Apply for food stamps (Supplimental Nutrition Assistance Program)
*Apply for free government phone service once you have food stamps  (Safelink Wireless)
*Apply for reduced price internet connection once you have food stamps (Affordable Connectivity Program)

Are there any free or reduced price gas programs, free cash programs for low income households or any other programs
you guys can think of?

-David

Alexander

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Re: Ways to save money on solo retreat
« Reply #1 on: February 03, 2023, 12:46:17 PM »
Let me know if you run into troubles. I can assist you. The only thing I can think of is the Robinhood app, which you can download on your phone. If you have savings you can put it in that, and each quarter you get some income off the stocks as dividends.

Though it is a spiritual board not a financial literacy one. ;D At the same time, these practical matters are essential while we are here.
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Jhanananda

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Re: Ways to save money on solo retreat
« Reply #2 on: February 03, 2023, 04:35:09 PM »
Hi Dave, this is an excellent thread to engage in here because a dedicated contemplative life usually doesn't involve an income. I have had 3 different lifeline phones, and through the life line program it has been possible to receive broad band, and I have had broad band via these free life line phones for over a year now.  I must caution people that I have had a truly horrible experience with Qlink twice.  They apparently got hacked about 2 years ago and the hackers acquired the name, ID, Social Security numbers and bank accounts, which was a complete nightmare to fix.

Last year I was standing in line for free food from the Salvation Army in Prescott where there was a group of 3 men giving away smart phones from Cricket with 5gig of data every month.  This is how I have been communicating to this forum for almost a year now.  Recently I saw adds from T-Mobile and Assurance both offering the Life Line service and broad band.  After some truly insane effort on my part I ended up applying for both, because T-mobile's online application was just broken, so I then saw Assurances add on FaceBook offering pretty much the program, so I applied and received confirmation from both T-Mobile and Assurance that I was approved.  It turned out that Assurance is a subsidiary of T-Mobile.  Through them I received unlimited talk and text and 10gig of broadband and I can use my Assurance phone as a hotspot, which I was unable to do with Cricket.
« Last Edit: February 03, 2023, 04:38:40 PM by Jhanananda »
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KriyaYogi

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Re: Ways to save money on solo retreat
« Reply #3 on: February 03, 2023, 08:12:24 PM »
Wow Alex, that is an amazing offer.  Currently I am developing my magical protection abilitites through chanting.  I have been able to help some friends with my magic as well but that is probably a conversation for another thread.   Thank you so much. 

Currently I am doing OK.  I think I have savings enough for the retreat for 2 years.  I can go into more detail of what I am doing in another thread later.  Still just introducing myself here really.
-David

KriyaYogi

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Re: Ways to save money on solo retreat
« Reply #4 on: February 03, 2023, 08:36:52 PM »
That's very cool Jeff.  I already had a phone I liked so Safelink Wireless offered me just simply send a new SIM card.  I accepted the SIM card and put it in my current phone.  I do wonder if there are hidden money programs that the government has for free cash for low income households, there are so many burried programs that I almost wonder if contacting a legal expert would help uncover extra free cash.
 
   I heard a rumor that Salvation Army sometimes gives out gas cards but I think it's only in exceptional cases.   Trying to find about 50$-75$ of free gas a money because occosionally I use the car to go to the milk farm or the grocery store or for errands for my family.  I also have occosional expenses like car insurance, clothing, a few supplements, odds and ends, beer and spiritual supplies and occosionally the car needs repairs. 

I've been able to save a great deal of money living with my mom,dad, and bro.  They are not charging me rent.  In exchange I do a little house cleaning for rent.  It gives me a good break from endless hours of spiritual training.  On my last two retreats I learned to balance rest time with spiritual training time.  The rest hours are very important I've noticed and I try to unwind with a movie in the evening.

Anyone else any ideas?

-David

Jhanananda

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Re: Ways to save money on solo retreat
« Reply #5 on: February 04, 2023, 12:47:51 PM »
Yes, Dave various religions offer help to poor people.  Two different Baptist churches here in Prescott bought me one tire each to replace the two warn out front tires.  Last year the local Saint Vincent de Paul bought me a new windshield because it had a number of cracks in it.  And, yes they will often give out a gas voucher, and Salvation Army will give out gas vouchers, and pay utility bills.  The local Seventh Day Adventists have a weekly food bank where many people get food.  The local Salvation Army also operates a shelter, gives 2 meals a day, 3 times a week they offer food distribution of food donated to them by local grocery stores and they offer a commodities food bank once a month which includes a box of food that comes from Catholic Charities out of Phoenix.  There is also a Community Cupboard food bank here, so I get almost all of the food I need weekly through the 3 food banks.  There are also almost 2 free meals a day here offered by various churches. There are also several shelters, and the local Methodist Church hosts a weekly meal on Saturdays and they used to host a daily lunch for almost 20 years, which recently closed. There are also churches and/or shelters that offer free mail service here.

I find not all towns an cities offer services to the poor and homeless, so I tend to find these generous towns and live there seasonally.  Flagstaff is generous, and Tucson is as well.  In Tucson they offer a monthly bus pass, which is necessary because the free meals in Tucson are so far flung that riding a bicycle would consume more calories than the free meals would account for, and one would burn more fuel driving to them to make going reasonable.

Other churches offer showers. In Prescott the local Salvation Army offers showers during breakfast 5 days a week.
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KriyaYogi

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Re: Ways to save money on solo retreat
« Reply #6 on: February 05, 2023, 11:08:22 PM »
What do you think I would have to do to qualify for free gas?  Would I have to be homeless?   Or show a bank account statement showing I don't have alot of income?   I'll research the qualifications online but interested to hear your thoughts.

   My family does allow me to recycle cans monthly or bimonthly so I make 20$ doing that but no other income currently.

   -David

Jhanananda

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Re: Ways to save money on solo retreat
« Reply #7 on: February 06, 2023, 03:54:06 PM »
David, most social service agencies that support the poor need some kind of proof of need, so bringing a copy of your most recent W2, or other proof of poverty, such as a food stamp card, or if you are on disability or unemployment, then bring proof of that.  Living with your parents is common for the poor, so you can certainly state that.  You could just go by these places to find out when they will see the poor in need, and what they need as "proof of need."

You could also check into the local food banks. Prescott has 3 food banks.  One is open 5 days a week, another is open 3 days a week, and one is open only 1 day a week.  I have found I can eat quite well going to the food banks because they receive most of their food from health food stores and some participating grocery stores. The last 2 times I was at the Salvation Army 3 x/week food distribution I receive brie cheese, avocados, and spinach-cream cheese dip.

Recycling aluminum cans is common for most poor people.  I have dumpster-dived aluminum cans for years.
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Tad

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Re: Ways to save money on solo retreat
« Reply #8 on: March 26, 2023, 08:36:48 AM »
I've worked most of my life so I dont have much to offer for this topic. All jobs I had provided solid income but they were stressful as well. That is the rule. I've been saving money and I hope to transition to a simple easy job or part time job eventually. The main restriction is having to support family. For someone single I guess living with parents might be a good way to save. But for spiritual life I think there is a requirement to get away from family and any relationships at some point to fully experience just being on your own.

Jhanananda

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Re: Ways to save money on solo retreat
« Reply #9 on: March 26, 2023, 12:50:29 PM »
Thanks, Tad for continuing this subject.  I was poor and homeless when I came of age, because I came from an abusive family and my father was rich, but had no interest in helping me out, so I with no more than a high school diploma I started working minimum wage jobs at 18. At first, since I was both an art major and a science major in high school I landed a plaster casting job in Berlin, NJ where I worked as a plaster caster, of all things. I liked the work because it was art related.

Later when I evacuated southern New Jersey due to it pollution and moved to Tucson I found a minimum wage factory job in a sheet metal factor.  What I like about the job is the work was routine, so I didn't have to engage my massively screwed up mind. It was a time when I was just beginning my contemplative life, so I could keep my mind still and in the present moment with that factory labor job. It worked great for me to not dwell upon the miserable childhood that I survived.

Then, out of necessity, I started studying the contemplative arts and ethnomedicine and ethnobotony, and nutrition to treat my undiagnosed autoimmune condition, which brought me to counseling others, which for a contemplative it was a pretty good employment strategy, but it didn't pay enough to get married and raise a family, which I wanted to do, because I like children. They have such a joyful nature that I liked being around them, before they became massively dysfunctional adults. But, it was a huge mistake.

Due to the necessities of supporting a family I had to leave the health, healing and contemplative consulting and get a real job. Because of my background in art and plaster art I ended up working at the San Francisco Podiatry hospital making orthotics. From there I moved into quality control at a food processing factory in San Francisco, due to my interest and background in the sciences. This brought me to working at Chevron Research, but it was a really toxic environment for me to work in. It was there that I started developing asthma, which I have since come to realize was due to my autoimmune system encapsulating inhaled toxins. From there I ended up back in Tucson working for 3.5 years doing research in astronomy and optical sciences. I liked the research and instrument design work because I could focus my mind on a problem and avoid dwelling upon my miserable childhood and abusive family.

So, back to your question, as long as you have family to support, then you will need to bring down enough money to provide for your family and if you don't then there will be conflict, which is what I dealt with, which was a constant need to bring in more income as the children grew up and to placate the wife.

Now days there is quite a lot of well-paid employment in remote working at home doing customer service and other occupations, which could really work for a contemplative.  One logs in when one is not meditating. Works whatever hours one wants, and there is no ego-filled boss who is going to make your life miserable.

So, for someone who is dedicated to leading a contemplative life, I find live alone, and not having the responsibility of children, wife, and family, more conducive to the contemplative life.
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Alexander

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Re: Ways to save money on solo retreat
« Reply #10 on: March 27, 2023, 09:12:54 AM »
a plaster casting job in Berlin, NJ … I evacuated southern New Jersey due to it pollution

I was going to say, perhaps we found the source of your respiratory issues. And if it was the 70s they certainly wouldn’t have been following the requirements for safety and/or PPE.

avoid dwelling upon my miserable childhood and abusive family.

I hope you will be able to heal from this. :) I found for me the breakthrough was to stop internalizing it, and to appropriately label it as “PTSD.” But hey, at least you’re not Chris Chan. ;D
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Jhanananda

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Re: Ways to save money on solo retreat
« Reply #11 on: March 27, 2023, 01:24:51 PM »
I was going to say, perhaps we found the source of your respiratory issues. And if it was the 70s they certainly wouldn’t have been following the requirements for safety and/or PPE.

That is reasonable, except I developed Reactive Arthritis about 5 years earlier, so we need to accept post viral syndrome as causal in my chronic autoimmune problems, but inhaling plaster dust surely didn't help.

I hope you will be able to heal from this. :) I found for me the breakthrough was to stop internalizing it, and to appropriately label it as “PTSD.” But hey, at least you’re not Chris Chan. ;D

That sounds reasonable, not having relationships with people who are invested in retriggering PTSD is also wise.
« Last Edit: March 30, 2023, 12:38:26 PM by Jhanananda »
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KriyaYogi

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Re: Ways to save money on solo retreat
« Reply #12 on: March 30, 2023, 08:27:22 AM »
Sorry to hear you suffered Jeff.  Just logging in briefly to check on things.  For me I feel Kali has helped in some ways to provide for my retreat.  I was only supposed to receive 3 months of food stamps after I left my job but now I have received 12 months with no signs of stopping as of yet.

   Jeff I don't know if anyone else has heard of how you used Siddhis to win at the casino in the 70s.  I think we would all be interested.  I'm sure all serious practitioners would love to have a basic level of income.  I know in 2009 in Arizona I asked you about this powerful Siddhi that you had, but I would love to see a writeup in more detail of your experience.


I have also learned recently that a person in my area can donate blood 2x a week for 50-100$ per visit so up to 800-900$ monthly if anyone is interested for subsistence.

-David

Jhanananda

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Re: Ways to save money on solo retreat
« Reply #13 on: March 30, 2023, 12:50:56 PM »
Sorry to hear you suffered Jeff.  Just logging in briefly to check on things.  For me I feel Kali has helped in some ways to provide for my retreat.  I was only supposed to receive 3 months of food stamps after I left my job but now I have received 12 months with no signs of stopping as of yet.

I'm glad to hear you are still receiving food stamps, but we should all keep in mind that the history of marginalized, demonized and martyred mystics should serve as proof that there is no divine intervention in our lives, and Jesus being the supposed "only begot son of the creator-god, yahweh" should serve as ample proof that there is no divine intervention in our material existence.

   Jeff I don't know if anyone else has heard of how you used Siddhis to win at the casino in the 70s.  I think we would all be interested.  I'm sure all serious practitioners would love to have a basic level of income.  I know in 2009 in Arizona I asked you about this powerful Siddhi that you had, but I would love to see a writeup in more detail of your experience.

Yes, I tried the experiment several times. I found I could walk into a casino and scan the machines and find one that if I put a coin in it, then it would pay off; however, one has to keep in mind that the casinos have their machines rigged in their favor, so making a career out of gambling will only result in poverty.  I know this because I have been homeless for 20 years and a significant percentage of the homeless population are gambling addicts.  There is another form of gambling addiction present in the local homeless population of prospectors. Central Arizona was colonized in the mid-1800s because there was a lot of gold found here, but it was all mined out 100 years ago, but prospectors still toil looking for gold and never find it here.

I have also learned recently that a person in my area can donate blood 2x a week for 50-100$ per visit so up to 800-900$ monthly if anyone is interested for subsistence.

-David

Yes, I am aware of people selling their plasma. This is what poor people do, but it tends to deplete one's health, so I wouldn't recommend it to people with marginal health.
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Alexander

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Re: Ways to save money on solo retreat
« Reply #14 on: March 30, 2023, 04:57:02 PM »
I know this because I have been homeless for 20 years and a significant percentage of the homeless population are gambling addicts.

Who is the most interesting homeless person you met over the years? (Other than yourself ;))
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