Thank you
1 I’ve read NDE accounts of people going through a kind of “spiritual cleansing” in the afterlife (shortly after dying), refreshing themselves after the oftentimes very traumatic and intense suffering of a human life. Have you encountered this?
While I have been traveling Out-of-Body most of my life, and I had numerous NDEs in the first 4 months after my COPD diagnosis I cannot say I had any experience that would provide information for a “spiritual cleansing” after death. What I have observed is most people who are dead don't know that they are dead, and reincarnate quickly afterwards due to craving and covetousness for the material world.
2 Similarly, is it reasonable to expect a joyful reunion with loved ones in the afterlife?
One could have a "joyful reunion with loved ones in the afterlife" and we should include a joyful religious experience for those who have learned to meditate deeply.
3 Would it be reasonable to say we have many “forgotten friends” from prior lives? Are we able to remember these and reunite with them?
It depends upon one's level of awareness. Since most people do not meditate deeply, then the afterlife is just a dream for most.
4 In regard to the pre-birth state, I’ve read we often have a draft of a “life plan” before reincarnating. Have you encountered this?
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I could see that one could have a "life-plan" upon birth, reviewed like seeing one's life pass before one as one dies.