Hi Tad,
Well, I am currently hanging on by the skin of my teeth. I've been living on my own for almost two years now - divorce will be final at the end of March. I managed to find a relatively inexpensive trailer to live in on a farm at the edge of town. There are other bills, though - insurance, internet, electric, gas, food, the normal stuff that everyone has to take responsibility for. I have been an Instacart shopper/delivery person since April 2020, at the beginning of the plague. It was a pretty lucrative endeavor at that time, but as the economy has tanked, so has this form of gig work. So, I am losing money month-to-month, gradually spending what little savings I have. I put myself out there as an astrologer, which brings in the occasional paying client - that does help in a pinch, for sure. I'm four years away from the potential for drawing early Social Security, and am currently looking for some cost-cutting measures (and financial relief) through government programs here in Colorado - so we'll see.
All of this is to say, with Instacart I'm able to maintain a daily contemplative practice, and I can do my Dhamma study in the car while waiting for orders. Living alone, there are no distractions, a situation that is really conducive to going deep and staying there. Lately I've noticed charisms arising while I'm out and about, so I actually end up being meditated while sitting in the car. I hope I can find a way to stay independent like this and still keep a roof overhead.